Upgrade Your Home and Tech Smarter With Maya Mini Payments at 0% Interest

Big purchases can be exciting, but seeing the full price charged to your card can quickly take the fun out of upgrading.

Whether your laptop is due for a replacement, your washing machine has seen better days, or you have been saving up for a new TV, getting the things you need does not always have to mean paying the entire cost upfront.

From August 1 to October 31, 2026, Maya is making bigger home and tech purchases easier to manage with a limited time Mini Payments promo for eligible cardholders.

Cardholders who use the Maya Black Credit Card or Landers Cashback Everywhere Credit Card can convert eligible electronics and home appliance purchases into a 3 month Mini Payment plan with an effective 0% interest. Better yet, processing fees are waived for Mini Payments created until September 30, 2026.

Turn Bigger Purchases Into More Manageable Payments

A new appliance or gadget can be a major household expense, especially when several essentials need replacing at once. With Maya Mini Payments, eligible purchases can be spread across three months, giving cardholders more flexibility in managing their budget.

The promo applies to eligible straight purchases worth at least ₱10,000 made with either the Maya Black Credit Card or Landers Cashback Everywhere Credit Card.

And there is another reason to make the most of the offer: you can continue earning rewards while paying for your purchase over time.

Maya Black Credit Card holders can earn instant Maya Miles, while Landers Cashback Everywhere Credit Card holders can earn Landers Cashback Points on eligible purchases.

How to Convert Your Purchase to Mini Payments

Getting started takes just a few steps once your purchase has been posted in the Maya app:

• Make a single straight purchase worth at least ₱10,000 using your Maya Black Credit Card or Landers Cashback Everywhere Credit Card.
• Wait for the transaction to be posted in your Maya app.
• Select the eligible transaction and tap “Convert to Mini Payments.”
• Choose the 3 month Mini Payment plan to qualify for the promo.

There is one important detail to keep in mind. Mini Payments are initially billed with the standard monthly interest. Maya will automatically credit back the applicable interest during the first week of the following month after the Mini Payment plan is posted on your credit statement. This results in an effective 0% interest rate for eligible purchases under the promo.

From Everyday Essentials to Must Have Gadgets

Whether you are replacing an aging refrigerator, upgrading your washing machine, buying a new laptop for work, or finally bringing home that TV you have been eyeing, Maya Mini Payments can give you more room to manage the expense.

Instead of putting off an important purchase simply because paying the full amount at once is difficult, eligible cardholders can take advantage of a three month payment option while continuing to earn rewards.

It is a practical way to make bigger purchases fit more comfortably into your spending plans.

Check Eligible Merchants Before You Shop

Before making a purchase, check which merchants and transactions qualify for the promo and review the complete terms and conditions.

Visit maya.ph/minipaymentpromo for the full promo mechanics and list of eligible merchants.

For more updates, follow @makeyourmoneymaya on Facebook, Instagram, YouTube, and TikTok.

Approval and offer are subject to credit evaluation. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. Visit Bangko Sentral ng Pilipinas for more information.

For 24/7 assistance, visit the Help Center in the Maya app or call Maya from 8 AM to 7 PM daily at +632 8845-7788.