Pay&Go Marks 11 Years of Making Everyday Finance Easier for Filipinos

From a single idea to more than 4,500 kiosks nationwide, Pay&Go celebrates 11 years of bringing convenient financial services closer to communities across the Philippines, with Cash Out opening the door to its next phase of growth.

A quick bill payment before heading home. A cash-in transaction on the way to work. E-load purchased while running errands. For many Filipinos, financial transactions are simply part of the rhythm of everyday life.

For Pay&Go, making those transactions easier has been at the center of its journey for the past 11 years.

The company is marking its 11th anniversary with a milestone that reflects just how far that journey has come: more than 4,500 Pay&Go kiosks across the Philippines, supported by a growing network of employees, business partners, and communities.

But this anniversary is about more than numbers. It is a celebration of the people who helped turn an idea about accessible financial services into a nationwide network.

Bringing Financial Services Closer to Communities

Financial inclusion is not only about having access to a bank or a financial app. It is also about having convenient options within reach when people need to complete everyday transactions.

That is where Pay&Go’s network of self-service kiosks comes in.

Located in places Filipinos regularly visit, Pay&Go kiosks give customers a convenient way to access essential services without adding another complicated step to their day.

Customers can use Pay&Go kiosks to cash in, pay bills, purchase e-load, cash out, and access other financial services, depending on the services available at each location.

By bringing these options into familiar community spaces, Pay&Go continues to support a more accessible financial ecosystem for Filipinos.

Cash Out Expands What Pay&Go Can Offer

This year also marks an important development for the company with the nationwide rollout of Cash Out services.

The addition gives Pay&Go customers another way to manage their money through its kiosk network, expanding the platform beyond its established payment and cash-in functions.

It is a natural next step for a company that has spent more than a decade adapting its services to the changing needs of Filipino consumers.

As digital payments and electronic money become increasingly common, customers still need convenient ways to move between digital funds and physical cash. Cash Out helps address that need by giving customers another accessible option within the communities they already know.

4,500 Kiosks, Thousands of Connections

A nationwide network does not grow on its own.

Behind Pay&Go’s more than 4,500 locations are employees who keep the business moving and partners who provide the spaces and connections that allow its services to reach more customers.

Over the years, Pay&Go has built relationships with banks, malls, supermarkets, convenience stores, pharmacies, schools, local government offices, telecommunications and service providers, entertainment platforms, and other organizations.

These partnerships have played an important role in bringing Pay&Go kiosks into more everyday destinations.

For the company, its 11th anniversary is therefore also a moment to recognize everyone who has contributed to its growth.

Moving Forward With Financial Inclusion in Mind

Pay&Go enters its 12th year with plans to continue expanding its presence across the country.

The company is looking to roll out more Cash Out-enabled kiosks, introduce additional services, and adopt new technologies that can respond to the evolving financial needs of Filipino communities.

The direction is clear: make everyday transactions more convenient while continuing to widen access to essential financial services.

“By making daily transactions seamless and accessible, we actively fuel local commerce and empower communities by providing seamless, accessible solutions for everyday transactions,” said BTI Payments Philippines CEO Dan Ibarra.

He added, “May this milestone inspire the team to reach greater heights, break new ground, and continue transforming lives through technology.”

11 Years Down, A Bigger Journey Ahead

Eleven years ago, Pay&Go set out to make financial transactions more accessible. Today, its kiosks have become part of the everyday landscape in communities across the Philippines.

The company's latest milestone reflects years of collaboration, technological progress, and a commitment to meeting customers where they are.

With more than 4,500 locations, the rollout of Cash Out, and plans for further innovation, Pay&Go is entering its next chapter with a bigger network and a broader range of services.

And as the company looks beyond its 11th year, its focus remains grounded in something simple: making everyday financial services easier to access, one community at a time.