Home Credit Empowers Employees to Build Stronger Financial Futures Through Financial Wellness Programs

Home Credit Philippines strengthens financial resilience among employees through practical financial wellness workshops

For many Filipinos, understanding money is no longer the biggest challenge. The real test lies in turning financial knowledge into lasting financial security.

Recent findings from the Bangko Sentral ng Pilipinas (BSP) reveal encouraging progress in financial literacy across the country. According to the 2025 Consumer Finance and Inclusion Survey, 74% of Filipino adults can now correctly answer basic financial literacy questions, up from 69% in 2021. Yet despite this improvement, financial resilience remains a concern. Only 30% of Filipinos have enough savings to handle emergencies or unexpected income loss, while just 43% report being satisfied with their current financial situation.

Recognizing this reality, Home Credit Philippines is taking meaningful steps to help employees strengthen their financial well-being and prepare for a more secure future.

Recently, the company conducted a series of financial wellness workshops for employees across its National Capital Region offices. Centered on the theme "Building a Financially Secure Future," the sessions encouraged participants to become more "Wais sa Life" by developing healthier money habits, creating clear financial goals, and making smarter financial decisions that can safeguard their hard-earned income.

The workshops were led by respected financial advocates Fitz Villafuerte and Kimmy Batallones, widely known as Your Adulting Companion. Their practical advice and relatable insights provided employees with valuable tools for managing finances more effectively in today's fast-changing economic environment.

The initiative was also held in celebration of International Women’s Month, highlighting the significant role women play in managing household finances and driving financial stability within Filipino families.

Building Financial Confidence From Within

For Home Credit, promoting financial wellness starts with its own people.

"We believe that financial wellness should start at home. That is why at Home Credit, we make it a priority to equip our employees with the financial confidence they need to build a workforce that can make sound decisions beyond the workplace," said Barbara Mecua, Chief People Officer of Home Credit Philippines.

"We want our employees to become financially resilient so they can lead by example and truly embody what it means to be a ‘Wais’ ambassador of Home Credit," she added.

The workshops resonated strongly with participants, many of whom left inspired to take greater control of their financial journeys.

For Rea Sumbe Jr., Complaints Specialist, one lesson stood out above all others.

"Gusto ko nang mag-set ng goal kasi ayun pala ‘yung pinaka-importante."

(I want to start setting goals now because I realized that's the most important part.)

Meanwhile, April Vallejo, CRM Complaints Specialist, reflected on the value of pushing beyond comfort zones.

"Hindi mo alam kung ano ‘yung kaya mong gawin kapag hindi mo tinake ‘yung challenge sa next level."

(You don't know what you are capable of until you take on the challenge of reaching the next level.)

Extending Financial Wellness Beyond the Workplace

Home Credit's commitment to financial education goes far beyond its workforce. Through various financial wellness initiatives conducted online and on the ground, the company has already reached more than 30 million Filipinos, helping individuals and families develop better money habits and make more informed financial decisions.

By empowering employees with the same knowledge and practical financial skills it shares with customers, Home Credit continues to foster a culture of financial responsibility, confidence, and long-term stability.

The company also champions holistic well-being through initiatives that encourage movement, community engagement, and personal growth, including the recently concluded Takbo #ParaSaLife events in Manila and Cebu.

As Home Credit continues its mission of helping Filipinos achieve better financial health, it remains committed to creating opportunities that support not only economic progress but also a more secure and fulfilling future for its employees, customers, and communities.

For more information and the latest updates, visit Home Credit Philippines' official website or download the Home Credit App. You may also follow its official Facebook, Instagram, and TikTok accounts.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).