Home Credit Makes Summer Comfort Affordable With Installment Plans Starting at ₱23 Per Day

When the heat starts to rise and the phrase “Ang init naman” becomes part of everyday conversations at home, it is often a clear sign that something needs to change.

This summer, staying cool, keeping food fresh, and staying connected does not have to mean spending a large amount upfront. With flexible installment options from Home Credit Philippines, upgrading essential appliances and gadgets has become more accessible for Filipino families, with daily payments starting as low as ₱23.

Running until May 15, 2026, Home Credit is offering easy installment plans of up to 24 months with as low as 0% interest and zero down payment for qualified customers. These deals are available in more than 18,000 partner stores nationwide, making it easier to bring home summer essentials without financial strain.

Affordable Ways to Stay Cool and Comfortable at Home

This year’s selection focuses on practical upgrades that help households handle the intense summer heat while managing electricity use and everyday needs.

One of the featured options is the Midea 1.0HP Inverter Window Type Air Conditioner, designed for energy efficient cooling. It is available for around ₱729 per month or about ₱25 per day over 18 months, with a suggested retail price of ₱18,066.

For food storage needs during hot weather, the Condura 6.3 cu ft Inverter Two Door Top Mount Refrigerator offers reliable cooling performance and extra space for groceries. It can be availed for approximately ₱669 per month or ₱23 per day over 18 months, with a price of ₱16,578.

Gadgets That Keep You Connected Anywhere

Summer is also a time for travel, staycations, and outdoor bonding, which makes having a dependable smartphone even more important.

The Honor X9d 5G 256GB 12GB Sunrise Gold is available for about ₱809 per month or ₱27 per day over 18 months, with a retail price of ₱18,999. It is ideal for capturing memories, staying connected, and handling everyday digital needs.

More Summer Deals Worth Considering

Home Credit also offers a wide range of appliances and devices under flexible payment terms, including:

Carrier 1.0HP Inverter Window Type Air Conditioner at ₱27,516

₱1,119 monthly or ₱37 daily over 18 months

Samsung 7.4 cu ft Inverter Two Door Top Mount Refrigerator at ₱19,295

₱779 monthly or ₱26 daily over 18 months

Samsung Galaxy S25 256GB 12GB Icy Blue at ₱51,990

₱1,659 monthly or ₱56 daily over 24 months

TCL 1.0HP Inverter Split Type Air Conditioner at ₱34,495

₱1,399 monthly or ₱47 daily over 18 months

Panasonic 9.5 cu ft Inverter Two Door Top Freezer Refrigerator at ₱22,465

₱909 monthly or ₱31 daily over 18 months

Apple iPhone 17 Pro 256GB Silver at ₱80,990

₱2,513 monthly or ₱84 daily over 24 months

Condura 8.2 cu ft Inverter Top Freezer Refrigerator at ₱18,601

₱749 monthly or ₱25 daily over 18 months

Simple Application and Fast Approval

Getting started is straightforward. Customers only need one valid ID, and approval can take as fast as one minute. A Home Credit representative assists throughout the process to make shopping smooth and convenient. For added ease, customers can also apply through the Home Credit App, available on Google Play, App Store, and Huawei AppGallery.

With flexible installment options and accessible payment terms, upgrading home essentials no longer requires waiting or large upfront costs.

For more information and updates, visit www.homecredit.ph or follow their official social media pages on Facebook, Instagram, and TikTok.

Home Credit Philippines is a financing company licensed and supervised by the Securities and Exchange Commission and the Bangko Sentral ng Pilipinas.